Workmen Compensation

This insurance provide compensation to employees and their dependents for personal injury/death by accident arising out of and during the course of employment. The liability may rise out of the Work Injury Compensation legislation or at Common Law.

The Work Injury Compensation Act (WICA) lets employees make claims for work-related injuries or diseases without having to file a civil suit under common law. It is a low-cost and quicker alternative to common law for settling compensation claims

The Work Injury Compensation policy covers the employer for such liabilities in respect of specified workers and is compulsory as per Section 23 of the Workmen’s Compensation Act 1975, in Singapore.

What can be covered?

  1. Medical expenses
  2. Medical leave wages
  3. Lump sum compensation for permanent incapacity or death
  4. Travelling back and forth from work